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NewPay

Cut Your Payment Processing Fees in Half

NewPay places non-intrusive ads on your payment terminal, subsidising your fees to just 0.55%. Australian merchants save thousands every year.

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Trusted by 500+ Australian businesses

Cafe Co
RetailX
Fresh Foods
Style Hub
Brew Bar
The Problem

High processing fees eat into your profits

Australian merchants pay 1–1.5% on every card transaction. For a business processing $50,000/month, that's up to $9,000 a year in fees alone.

Typical Fees (1.2%)$7,200/yr
High Fees (1.5%)$9,000/yr
Worst Case (2%)$12,000/yr
The Solution

Cut your fees in half with NewPay

NewPay cuts your processing fee to just 0.55% by displaying non-intrusive ads on your payment terminal. Same payments. Same process. Half the cost.

Pay just 0.55% per transaction
Free terminal hardware included
No lock-in contracts
Surcharge option for $0 cost
NewPay (0.55%)$3,300/yr

How It Works

Three simple steps to start saving

1

Sign Up & Get Your Free Terminal

Apply online in 5 minutes. Once approved, we ship a free Verifone terminal to your door.

2

Accept Payments As Usual

Your terminal works just like any other. Ads display subtly on the screen — customers barely notice.

3

Save on Every Transaction

Pay just 0.55% per transaction instead of 1–1.5%. With surcharging, your cost can be $0.

See How Much You Could Save

Adjust the sliders to calculate your potential savings with NewPay

$50,000
$5,000$500,000
1.20%
0.80%2.00%
I surcharge customers

Pass processing costs on to cardholders

Without Surcharging
You pay 0.55%
$3,900
annual savings
Current fees$7,200/yr
NewPay fees$3,300/yr
With 0.55% Surcharge
You pay $0
$7,200
annual savings
Your cost$0/yr
Customer pays0.55% surcharge
With 1% Surcharge
You profit from payments
$2,700
annual revenue gain
Surcharge revenue$6,000/yr
NewPay fees-$3,300/yr

How Ads Appear on Your Terminal

Non-intrusive advertising that subsidises your processing fees

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Up to 50% off selected items
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Idle Screen

When not in use, your terminal displays full-screen brand advertising

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with any breakfast order
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Transaction Screen

During payments, a small ad appears alongside the transaction

Non-intrusive. Customers barely notice. Your savings are massive.

Why Merchants Choose NewPay

Save 50%+ on Processing

Pay just 0.55% vs the typical 1–1.5%. That’s real money back in your pocket every month.

Free Terminal Hardware

No upfront cost, no rental fees. We provide a brand-new Verifone terminal at zero cost.

No Lock-in Contracts

Month-to-month agreement. Cancel anytime with 14 days’ notice. No penalties, no hassle.

Works With Your POS

Seamless integration with your existing point-of-sale system through Linkly’s trusted platform.

Control What’s Shown

Exclude specific advertisers or entire categories. You decide what’s appropriate for your business.

Real-time Dashboard

Track every transaction, fee, and saving. Full visibility into your processing costs.

What Merchants Are Saying

We switched to NewPay 3 months ago and have saved over $2,400. The ads on the terminal don't bother our customers at all — most don't even notice them.
Sarah M.
Owner, The Daily Grind
Surry Hills, NSW
As a small retail shop, every dollar counts. NewPay cut our processing fees in half and the free terminal was a bonus. Wish we'd found this sooner.
James T.
Manager, Urban Threads Boutique
Fitzroy, VIC
We process about $80K a month in cards. The savings with NewPay are significant — over $5,000 a year. The surcharging option means we actually profit from card payments now.
Priya K.
Owner, Spice Route Kitchen
Newtown, NSW
500+ merchants$10M+ processed4.8average rating

Frequently Asked Questions

Ready to Cut Your Processing Fees in Half?

Join 500+ Australian merchants saving thousands every year.

No upfront costs. No lock-in contracts. Free terminal included.